Median home value in zip code 45419 (Oakwood, OH) is $273,594, up 2.3% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$273,594

YoY Change

+2.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 45419 (Oakwood).

Income (annual)

Down Payment

$54,719 on $273,594

Example: $75,000 household income. Change it above to see your own.

Stretch29.4% of income

Above 28% but manageable with cuts.

PITI$1,839

P/I29.4%

Afford$260K

Gap-$13K

P&I $1,383Tax $356Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45419 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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