Median home value in zip code 45420 (Kettering, OH) is $165,721, up 3.9% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$165,721

YoY Change

+3.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 45420 (Kettering).

Income (annual)

Down Payment

$33,144 on $165,721

Example: $75,000 household income. Change it above to see your own.

Affordable18.4% of income

Under the 28% guideline.

PITI$1,153

P/I18.4%

Afford$252K

Room+$86K

P&I $838Tax $215Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45420 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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