Median home value in zip code 45424 (Huber Heights, OH) is $219,530, up 4.3% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$219,530

YoY Change

+4.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 45424 (Huber Heights).

Income (annual)

Down Payment

$43,906 on $219,530

Example: $75,000 household income. Change it above to see your own.

Affordable23.9% of income

Under the 28% guideline.

PITI$1,495

P/I23.9%

Afford$257K

Room+$37K

P&I $1,110Tax $285Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45424 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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