Median home value in zip code 45426 (Trotwood, OH) is $162,471, up 9.2% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$162,471

YoY Change

+9.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 45426 (Trotwood).

Income (annual)

Down Payment

$32,494 on $162,471

Example: $75,000 household income. Change it above to see your own.

Affordable18.1% of income

Under the 28% guideline.

PITI$1,133

P/I18.1%

Afford$251K

Room+$88K

P&I $822Tax $211Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45426 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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