Median home value in zip code 45429 (Kettering, OH) is $267,451, up 3.6% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$267,451

YoY Change

+3.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 45429 (Kettering).

Income (annual)

Down Payment

$53,490 on $267,451

Example: $75,000 household income. Change it above to see your own.

Stretch28.8% of income

Above 28% but manageable with cuts.

PITI$1,800

P/I28.8%

Afford$260K

Gap-$7K

P&I $1,352Tax $348Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45429 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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