Median home value in zip code 45430 (Beavercreek, OH) is $306,093, up 2.1% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$306,093

YoY Change

+2.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 45430 (Beavercreek).

Income (annual)

Down Payment

$61,219 on $306,093

Example: $75,000 household income. Change it above to see your own.

Stretch32.7% of income

Above 28% but manageable with cuts.

PITI$2,046

P/I32.7%

Afford$262K

Gap-$44K

P&I $1,548Tax $398Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45430 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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