Zip Code

45431

Beavercreek, OHDayton-Kettering, OH

Median home value in zip code 45431 (Beavercreek, OH) is $250K, up 3.7% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Dayton-Kettering, OH metro →

Home Value$249,759
YoY Change
+3.7%
AFFORDABILITY

Enter your income for 45431 (Beavercreek).

$49,952 on $249,759
Affordable — 27% of income

Under the 28% guideline.

PITI$1,688
P/I27%
Afford$259K
Room+$9K
P&I $1,263Tax $325Ins $100
6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

45431 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Dayton-Kettering, OH analysis
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45431 (Beavercreek, OH) Housing Market | CrashWatch