Median home value in zip code 45431 (Beavercreek, OH) is $249,759, up 3.7% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$249,759

YoY Change

+3.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 45431 (Beavercreek).

Income (annual)

Down Payment

$49,952 on $249,759

Example: $75,000 household income. Change it above to see your own.

Affordable27% of income

Under the 28% guideline.

PITI$1,688

P/I27%

Afford$259K

Room+$9K

P&I $1,263Tax $325Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45431 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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