Median home value in zip code 45434 (Beavercreek, OH) is $372,578, up 1.9% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$372,578

YoY Change

+1.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 45434 (Beavercreek).

Income (annual)

Down Payment

$74,516 on $372,578

Example: $75,000 household income. Change it above to see your own.

Out of reach39.5% of income

Need $105,771/yr to afford.

PITI$2,468

P/I39.5%

Afford$264K

Gap-$108K

P&I $1,884Tax $484Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45434 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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