Median home value in zip code 45459 (Dayton, OH) is $326,082, up 3.4% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$326,082

YoY Change

+3.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 45459 (Dayton).

Income (annual)

Down Payment

$65,216 on $326,082

Example: $75,000 household income. Change it above to see your own.

Stretch34.8% of income

Above 28% but manageable with cuts.

PITI$2,173

P/I34.8%

Afford$263K

Gap-$63K

P&I $1,649Tax $424Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45459 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Dayton-Kettering, OH analysis

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