Median home value in zip code 45504 (Springfield, OH) is $204,633, up 3.7% year over year. Part of the Springfield, OH metropolitan area.

Home Value$204,633

YoY Change

+3.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 45504 (Springfield).

Income (annual)

Down Payment

$40,927 on $204,633

Example: $75,000 household income. Change it above to see your own.

Affordable22.4% of income

Under the 28% guideline.

PITI$1,401

P/I22.4%

Afford$256K

Room+$51K

P&I $1,035Tax $266Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45504 is part of the Springfield, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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