Zip Code

45631

Gallipolis, OHPoint Pleasant, WV-OH

Median home value in zip code 45631 (Gallipolis, OH) is $161K, up 2.8% year over year. Part of the Point Pleasant, WV-OH metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Point Pleasant, WV-OH metro →

Home Value$160,972
YoY Change
+2.8%
AFFORDABILITY

Enter your income for 45631 (Gallipolis).

$32,194 on $160,972
Affordable — 18% of income

Under the 28% guideline.

PITI$1,123
P/I18%
Afford$251K
Room+$90K
P&I $814Tax $209Ins $100
6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

45631 is part of the Point Pleasant, WV-OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Point Pleasant, WV-OH analysis
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45631 (Gallipolis, OH) Housing Market | CrashWatch