Median home value in zip code 45631 (Gallipolis, OH) is $160,972, up 2.8% year over year. Part of the Point Pleasant, WV-OH metropolitan area.

Home Value$160,972

YoY Change

+2.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 45631 (Gallipolis).

Income (annual)

Down Payment

$32,194 on $160,972

Example: $75,000 household income. Change it above to see your own.

Affordable18% of income

Under the 28% guideline.

PITI$1,123

P/I18%

Afford$251K

Room+$90K

P&I $814Tax $209Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45631 is part of the Point Pleasant, WV-OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Point Pleasant, WV-OH analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.