Median home value in zip code 45634 (Hamden, OH) is $134,022, up 3.4% year over year.

Home Value$134,022

YoY Change

+3.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 45634 (Hamden).

Income (annual)

Down Payment

$26,804 on $134,022

Example: $75,000 household income. Change it above to see your own.

Affordable15.2% of income

Under the 28% guideline.

PITI$952

P/I15.2%

Afford$246K

Room+$112K

P&I $678Tax $174Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.