Median home value in zip code 45697 (Winchester, OH) is $234,406, up 5.4% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Home Value$234,406

YoY Change

+5.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 45697 (Winchester).

Income (annual)

Down Payment

$46,881 on $234,406

Example: $75,000 household income. Change it above to see your own.

Affordable25.6% of income

Under the 28% guideline.

PITI$1,602

P/I25.6%

Afford$256K

Room+$22K

P&I $1,185Tax $316Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45697 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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