Median home value in zip code 45817 (Bluffton, OH) is $262,373, up 6.7% year over year. Part of the Lima, OH metropolitan area.

Home Value$262,373

YoY Change

+6.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 45817 (Bluffton).

Income (annual)

Down Payment

$52,475 on $262,373

Example: $75,000 household income. Change it above to see your own.

Stretch28.3% of income

Above 28% but manageable with cuts.

PITI$1,768

P/I28.3%

Afford$260K

Gap-$3K

P&I $1,327Tax $341Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45817 is part of the Lima, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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