Median home value in zip code 45822 (Celina, OH) is $235,456, up 7.3% year over year. Part of the Celina, OH metropolitan area.

Home Value$235,456

YoY Change

+7.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 45822 (Celina).

Income (annual)

Down Payment

$47,091 on $235,456

Example: $75,000 household income. Change it above to see your own.

Affordable25.6% of income

Under the 28% guideline.

PITI$1,597

P/I25.6%

Afford$258K

Room+$23K

P&I $1,191Tax $306Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45822 is part of the Celina, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Celina, OH analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.