Median home value in zip code 45845 (Fort Loramie, OH) is $324,330, up 9.9% year over year. Part of the Sidney, OH metropolitan area.

Home Value$324,330

YoY Change

+9.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 45845 (Fort Loramie).

Income (annual)

Down Payment

$64,866 on $324,330

Example: $75,000 household income. Change it above to see your own.

Stretch34.6% of income

Above 28% but manageable with cuts.

PITI$2,162

P/I34.6%

Afford$263K

Gap-$62K

P&I $1,640Tax $422Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45845 is part of the Sidney, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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