Median home value in zip code 45845 (Fort Loramie, OH) is $324K, up 9.9% year over year. Part of the Sidney, OH metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Sidney, OH metro →
Home Value$324,330
YoY Change
+9.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Enter your income for 45845 (Fort Loramie).
$64,866 on $324,330
Stretch — 34.6% of income
Above 28% but manageable with cuts.
PITI$2,162
P/I34.6%
Afford$263K
Gap-$62K
P&I $1,640Tax $422Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
45845 is part of the Sidney, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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