Median home value in zip code 45846 (Fort Recovery, OH) is $329,744, up 7.0% year over year. Part of the Celina, OH metropolitan area.

Home Value$329,744

YoY Change

+7.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 45846 (Fort Recovery).

Income (annual)

Down Payment

$65,949 on $329,744

Example: $75,000 household income. Change it above to see your own.

Stretch35.1% of income

Above 28% but manageable with cuts.

PITI$2,196

P/I35.1%

Afford$263K

Gap-$67K

P&I $1,667Tax $429Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45846 is part of the Celina, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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