Median home value in zip code 45850 (Harrod, OH) is $228,699, up 6.3% year over year. Part of the Lima, OH metropolitan area.

Home Value$228,699

YoY Change

+6.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 45850 (Harrod).

Income (annual)

Down Payment

$45,740 on $228,699

Example: $75,000 household income. Change it above to see your own.

Affordable24.9% of income

Under the 28% guideline.

PITI$1,554

P/I24.9%

Afford$258K

Room+$29K

P&I $1,156Tax $297Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45850 is part of the Lima, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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