Median home value in zip code 45865 (Minster, OH) is $319K, up 8.8% year over year. Part of the Wapakoneta, OH metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Wapakoneta, OH metro →

Home Value$318,809

YoY Change

+8.8%

AFFORDABILITY

Enter your income for 45865 (Minster).

Income (annual)

Down Payment

$63,762 on $318,809

Stretch — 34% of income

Above 28% but manageable with cuts.

PITI$2,127

P/I34%

Afford$262K

Gap-$57K

P&I $1,612Tax $414Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45865 is part of the Wapakoneta, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Wapakoneta, OH analysis

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