Zip Code

45866

Montezuma, OHCelina, OH

Median home value in zip code 45866 (Montezuma, OH) is $149K, up 5.1% year over year. Part of the Celina, OH metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Celina, OH metro →

Home Value$149,158
YoY Change
+5.1%
AFFORDABILITY

Enter your income for 45866 (Montezuma).

$29,832 on $149,158
Affordable — 16.8% of income

Under the 28% guideline.

PITI$1,048
P/I16.8%
Afford$249K
Room+$100K
P&I $754Tax $194Ins $100
6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

45866 is part of the Celina, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Celina, OH analysis
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