Median home value in zip code 45866 (Montezuma, OH) is $149,158, up 5.1% year over year. Part of the Celina, OH metropolitan area.

Home Value$149,158

YoY Change

+5.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 45866 (Montezuma).

Income (annual)

Down Payment

$29,832 on $149,158

Example: $75,000 household income. Change it above to see your own.

Affordable16.8% of income

Under the 28% guideline.

PITI$1,048

P/I16.8%

Afford$249K

Room+$100K

P&I $754Tax $194Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45866 is part of the Celina, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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