Median home value in zip code 45885 (Saint Marys, OH) is $199,877, up 5.7% year over year. Part of the Wapakoneta, OH metropolitan area.

Home Value$199,877

YoY Change

+5.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 45885 (Saint Marys).

Income (annual)

Down Payment

$39,975 on $199,877

Example: $75,000 household income. Change it above to see your own.

Affordable21.9% of income

Under the 28% guideline.

PITI$1,371

P/I21.9%

Afford$255K

Room+$55K

P&I $1,011Tax $260Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45885 is part of the Wapakoneta, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Wapakoneta, OH analysis

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