Median home value in zip code 45896 (Waynesfield, OH) is $198,022, up 2.4% year over year. Part of the Wapakoneta, OH metropolitan area.

Home Value$198,022

YoY Change

+2.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 45896 (Waynesfield).

Income (annual)

Down Payment

$39,604 on $198,022

Example: $75,000 household income. Change it above to see your own.

Affordable21.7% of income

Under the 28% guideline.

PITI$1,359

P/I21.7%

Afford$255K

Room+$57K

P&I $1,001Tax $257Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45896 is part of the Wapakoneta, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Wapakoneta, OH analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.