Median home value in zip code 46176 (Shelbyville, IN) is $219,987, up 0.2% year over year. Part of the Indianapolis-Carmel-Anderson, IN metropolitan area.

Home Value$219,987

YoY Change

+0.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 46176 (Shelbyville).

Income (annual)

Down Payment

$43,997 on $219,987

Example: $75,000 household income. Change it above to see your own.

Affordable22.9% of income

Under the 28% guideline.

PITI$1,431

P/I22.9%

Afford$269K

Room+$49K

P&I $1,112Tax $185Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

46176 is part of the Indianapolis-Carmel-Anderson, IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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