Median home value in zip code 46221 (Indianapolis, IN) is $208K, up 1.7% year over year. Part of the Indianapolis-Carmel-Anderson, IN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Indianapolis-Carmel-Anderson, IN metro →

Home Value$207,879

YoY Change

+1.7%

AFFORDABILITY

Enter your income for 46221 (Indianapolis).

Income (annual)

Down Payment

$41,576 on $207,879

Affordable — 21.7% of income

Under the 28% guideline.

PITI$1,359

P/I21.7%

Afford$268K

Room+$60K

P&I $1,051Tax $175Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

46221 is part of the Indianapolis-Carmel-Anderson, IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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