Median home value in zip code 46278 (Indianapolis, IN) is $421K, up 3.6% year over year. Part of the Indianapolis-Carmel-Anderson, IN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Indianapolis-Carmel-Anderson, IN metro →

Home Value$421,132

YoY Change

+3.6%

AFFORDABILITY

Enter your income for 46278 (Indianapolis).

Income (annual)

Down Payment

$84,226 on $421,132

Out of reach — 41.9% of income

Need $112,157/yr to afford.

PITI$2,617

P/I41.9%

Afford$282K

Gap-$140K

P&I $2,129Tax $354Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

46278 is part of the Indianapolis-Carmel-Anderson, IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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