Median home value in zip code 46365 (Mill Creek, IN) is $301,744, up 3.9% year over year. Part of the Michigan City-La Porte, IN metropolitan area.

Home Value$301,744

YoY Change

+3.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 46365 (Mill Creek).

Income (annual)

Down Payment

$60,349 on $301,744

Example: $75,000 household income. Change it above to see your own.

Stretch30% of income

Above 28% but manageable with cuts.

PITI$1,873

P/I30%

Afford$282K

Gap-$20K

P&I $1,526Tax $214Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

46365 is part of the Michigan City-La Porte, IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Michigan City-La Porte, IN analysis

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