Median home value in zip code 46382 (Union Mills, IN) is $284,846, up 5.8% year over year. Part of the Michigan City-La Porte, IN metropolitan area.

Home Value$284,846

YoY Change

+5.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 46382 (Union Mills).

Income (annual)

Down Payment

$56,969 on $284,846

Example: $75,000 household income. Change it above to see your own.

Stretch28.4% of income

Above 28% but manageable with cuts.

PITI$1,775

P/I28.4%

Afford$281K

Gap-$4K

P&I $1,440Tax $202Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

46382 is part of the Michigan City-La Porte, IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Michigan City-La Porte, IN analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.