Median home value in zip code 46385 (Valparaiso, IN) is $364,263, up 1.9% year over year. Part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area.

Home Value$364,263

YoY Change

+1.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 46385 (Valparaiso).

Income (annual)

Down Payment

$72,853 on $364,263

Example: $75,000 household income. Change it above to see your own.

Out of reach41.8% of income

Need $111,986/yr to afford.

PITI$2,613

P/I41.8%

Afford$244K

Gap-$120K

P&I $1,842Tax $637Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

46385 is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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