Median home value in zip code 46403 (Gary, IN) is $146,867, down 2.3% year over year. Part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area.

Home Value$146,867

YoY Change

-2.3%

Prices falling — better for buyers.

Affordability

Enter your income for 46403 (Gary).

Income (annual)

Down Payment

$29,373 on $146,867

Example: $75,000 household income. Change it above to see your own.

Affordable18.1% of income

Under the 28% guideline.

PITI$1,133

P/I18.1%

Afford$227K

Room+$80K

P&I $743Tax $257Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

46403 is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Chicago-Naperville-Elgin, IL-IN-WI analysis

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