Median home value in zip code 46404 (Gary, IN) is $89K, up 0.0% year over year. Part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Chicago-Naperville-Elgin, IL-IN-WI metro →

Home Value$88,884

YoY Change

+0.0%

AFFORDABILITY

Enter your income for 46404 (Gary).

Income (annual)

Down Payment

$17,777 on $88,884

Affordable — 11.8% of income

Under the 28% guideline.

PITI$738

P/I11.8%

Afford$211K

Room+$122K

P&I $449Tax $156Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

46404 is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Chicago-Naperville-Elgin, IL-IN-WI analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free