Median home value in zip code 46514 (Elkhart, IN) is $239,854, up 5.1% year over year. Part of the Elkhart-Goshen, IN metropolitan area.

Home Value$239,854

YoY Change

+5.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 46514 (Elkhart).

Income (annual)

Down Payment

$47,971 on $239,854

Example: $75,000 household income. Change it above to see your own.

Affordable24.3% of income

Under the 28% guideline.

PITI$1,516

P/I24.3%

Afford$277K

Room+$37K

P&I $1,213Tax $170Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

46514 is part of the Elkhart-Goshen, IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Elkhart-Goshen, IN analysis

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