Median home value in zip code 46561 (Osceola, IN) is $278K, up 2.9% year over year. Part of the South Bend-Mishawaka, IN-MI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: South Bend-Mishawaka, IN-MI metro →

Home Value$277,783

YoY Change

+2.9%

AFFORDABILITY

Enter your income for 46561 (Osceola).

Income (annual)

Down Payment

$55,557 on $277,783

Affordable — 27.8% of income

Under the 28% guideline.

PITI$1,735

P/I27.8%

Afford$280K

Room+$2K

P&I $1,405Tax $197Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

46561 is part of the South Bend-Mishawaka, IN-MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View South Bend-Mishawaka, IN-MI analysis

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