Median home value in zip code 46616 (South Bend, IN) is $139K, up 2.9% year over year. Part of the South Bend-Mishawaka, IN-MI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: South Bend-Mishawaka, IN-MI metro →

Home Value$138,850

YoY Change

+2.9%

AFFORDABILITY

Enter your income for 46616 (South Bend).

Income (annual)

Down Payment

$27,770 on $138,850

Affordable — 14.9% of income

Under the 28% guideline.

PITI$934

P/I14.9%

Afford$260K

Room+$121K

P&I $702Tax $98Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

46616 is part of the South Bend-Mishawaka, IN-MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View South Bend-Mishawaka, IN-MI analysis

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