Median home value in zip code 46628 (South Bend, IN) is $167,114, up 3.1% year over year. Part of the South Bend-Mishawaka, IN-MI metropolitan area.

Home Value$167,114

YoY Change

+3.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 46628 (South Bend).

Income (annual)

Down Payment

$33,423 on $167,114

Example: $75,000 household income. Change it above to see your own.

Affordable17.6% of income

Under the 28% guideline.

PITI$1,097

P/I17.6%

Afford$267K

Room+$99K

P&I $845Tax $118Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

46628 is part of the South Bend-Mishawaka, IN-MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View South Bend-Mishawaka, IN-MI analysis

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