Median home value in zip code 46635 (South Bend, IN) is $253K, up 4.4% year over year. Part of the South Bend-Mishawaka, IN-MI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: South Bend-Mishawaka, IN-MI metro →

Home Value$253,451

YoY Change

+4.4%

AFFORDABILITY

Enter your income for 46635 (South Bend).

Income (annual)

Down Payment

$50,690 on $253,451

Affordable — 25.5% of income

Under the 28% guideline.

PITI$1,594

P/I25.5%

Afford$278K

Room+$25K

P&I $1,282Tax $180Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

46635 is part of the South Bend-Mishawaka, IN-MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View South Bend-Mishawaka, IN-MI analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free