Median home value in zip code 46738 (Garrett, IN) is $198,722, up 4.9% year over year. Part of the Auburn, IN metropolitan area.

Home Value$198,722

YoY Change

+4.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 46738 (Garrett).

Income (annual)

Down Payment

$39,744 on $198,722

Example: $75,000 household income. Change it above to see your own.

Affordable20.5% of income

Under the 28% guideline.

PITI$1,279

P/I20.5%

Afford$272K

Room+$73K

P&I $1,005Tax $141Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

46738 is part of the Auburn, IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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