Median home value in zip code 46788 (Spencerville, IN) is $439K, up 7.2% year over year. Part of the Fort Wayne, IN metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Fort Wayne, IN metro →
Home Value$439,191
YoY Change
+7.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.
Enter your income for 46788 (Spencerville).
$87,838 on $439,191
Out of reach — 42.6% of income
Need $114,214/yr to afford.
PITI$2,665
P/I42.6%
Afford$288K
Gap-$151K
P&I $2,221Tax $311Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
46788 is part of the Fort Wayne, IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
View Fort Wayne, IN analysisWant deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free