Median home value in zip code 46788 (Spencerville, IN) is $439,191, up 7.2% year over year. Part of the Fort Wayne, IN metropolitan area.

Home Value$439,191

YoY Change

+7.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 46788 (Spencerville).

Income (annual)

Down Payment

$87,838 on $439,191

Example: $75,000 household income. Change it above to see your own.

Out of reach42.6% of income

Need $114,214/yr to afford.

PITI$2,665

P/I42.6%

Afford$288K

Gap-$151K

P&I $2,221Tax $311Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

46788 is part of the Fort Wayne, IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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