Median home value in zip code 47960 (Monticello, IN) is $231,760, up 5.6% year over year. Part of the Lafayette-West Lafayette, IN metropolitan area.

Home Value$231,760

YoY Change

+5.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 47960 (Monticello).

Income (annual)

Down Payment

$46,352 on $231,760

Example: $75,000 household income. Change it above to see your own.

Affordable23.5% of income

Under the 28% guideline.

PITI$1,469

P/I23.5%

Afford$276K

Room+$44K

P&I $1,172Tax $164Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

47960 is part of the Lafayette-West Lafayette, IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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