Median home value in zip code 47981 (Romney, IN) is $318,374, up 1.7% year over year. Part of the Lafayette-West Lafayette, IN metropolitan area.

Home Value$318,374

YoY Change

+1.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 47981 (Romney).

Income (annual)

Down Payment

$63,675 on $318,374

Example: $75,000 household income. Change it above to see your own.

Stretch31.5% of income

Above 28% but manageable with cuts.

PITI$1,969

P/I31.5%

Afford$283K

Gap-$35K

P&I $1,610Tax $226Ins $133

6.50% 30yr, 20% down, county tax + IN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

47981 is part of the Lafayette-West Lafayette, IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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