Median home value in zip code 48085 (Troy, MI) is $450,905, up 3.1% year over year. Part of the Detroit-Warren-Dearborn, MI metropolitan area.

Home Value$450,905

YoY Change

+3.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 48085 (Troy).

Income (annual)

Down Payment

$90,181 on $450,905

Example: $75,000 household income. Change it above to see your own.

Out of reach49.3% of income

Need $132,086/yr to afford.

PITI$3,082

P/I49.3%

Afford$256K

Gap-$195K

P&I $2,280Tax $669Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

48085 is part of the Detroit-Warren-Dearborn, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Detroit-Warren-Dearborn, MI analysis

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