Median home value in zip code 48098 (Troy, MI) is $567,569, up 2.9% year over year. Part of the Detroit-Warren-Dearborn, MI metropolitan area.

Home Value$567,569

YoY Change

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 48098 (Troy).

Income (annual)

Down Payment

$113,514 on $567,569

Example: $75,000 household income. Change it above to see your own.

Out of reach61.5% of income

Need $164,786/yr to afford.

PITI$3,845

P/I61.5%

Afford$258K

Gap-$309K

P&I $2,870Tax $842Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

48098 is part of the Detroit-Warren-Dearborn, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Detroit-Warren-Dearborn, MI analysis

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