Median home value in zip code 48195 (Southgate, MI) is $189,066, up 2.8% year over year. Part of the Detroit-Warren-Dearborn, MI metropolitan area.

Home Value$189,066

YoY Change

+2.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 48195 (Southgate).

Income (annual)

Down Payment

$37,813 on $189,066

Example: $75,000 household income. Change it above to see your own.

Affordable21.9% of income

Under the 28% guideline.

PITI$1,370

P/I21.9%

Afford$242K

Room+$52K

P&I $956Tax $280Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

48195 is part of the Detroit-Warren-Dearborn, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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