Zip Code

48436

Gaines, MIFlint, MI

Median home value in zip code 48436 (Gaines, MI) is $277K, up 6.1% year over year. Part of the Flint, MI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Flint, MI metro →

Home Value$276,665
YoY Change
+6.1%
AFFORDABILITY

Enter your income for 48436 (Gaines).

$55,333 on $276,665
Stretch — 30.2% of income

Above 28% but manageable with cuts.

PITI$1,887
P/I30.2%
Afford$257K
Gap-$20K
P&I $1,399Tax $355Ins $133
6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

48436 is part of the Flint, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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48436 (Gaines, MI) Housing Market | CrashWatch