Median home value in zip code 48601 (Saginaw, MI) is $54,660, up 1.1% year over year. Part of the Saginaw, MI metropolitan area.

Home Value$54,660

YoY Change

+1.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 48601 (Saginaw).

Income (annual)

Down Payment

$10,932 on $54,660

Example: $75,000 household income. Change it above to see your own.

Affordable7.7% of income

Under the 28% guideline.

PITI$480

P/I7.7%

Afford$199K

Room+$145K

P&I $276Tax $70Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

48601 is part of the Saginaw, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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