Zip Code

48604

Saginaw, MISaginaw, MI

Median home value in zip code 48604 (Saginaw, MI) is $131K, up 6.0% year over year. Part of the Saginaw, MI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Saginaw, MI metro →

Home Value$131,265
YoY Change
+6.0%
AFFORDABILITY

Enter your income for 48604 (Saginaw).

$26,253 on $131,265
Affordable — 15.5% of income

Under the 28% guideline.

PITI$966
P/I15.5%
Afford$238K
Room+$107K
P&I $664Tax $168Ins $133
6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

48604 is part of the Saginaw, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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48604 (Saginaw, MI) Housing Market | CrashWatch