Median home value in zip code 48631 (, MI) is $217K, up 5.3% year over year. Part of the Bay City, MI metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Bay City, MI metro →

Home Value$216,745

YoY Change

+5.3%

AFFORDABILITY

Enter your income for 48631 (null).

Income (annual)

Down Payment

$43,349 on $216,745

Affordable — 24.1% of income

Under the 28% guideline.

PITI$1,507

P/I24.1%

Afford$252K

Room+$35K

P&I $1,096Tax $278Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

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Metro Analysis

48631 is part of the Bay City, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Bay City, MI analysis

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