Median home value in zip code 48634 (Linwood, MI) is $195,170, up 5.9% year over year. Part of the Bay City, MI metropolitan area.

Home Value$195,170

YoY Change

+5.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 48634 (Linwood).

Income (annual)

Down Payment

$39,034 on $195,170

Example: $75,000 household income. Change it above to see your own.

Affordable21.9% of income

Under the 28% guideline.

PITI$1,371

P/I21.9%

Afford$249K

Room+$54K

P&I $987Tax $250Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

48634 is part of the Bay City, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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