Zip Code

48762

Spruce, MI

Median home value in zip code 48762 (Spruce, MI) is $205K, up 3.8% year over year.

Home Value$204,642
YoY Change
+3.8%
AFFORDABILITY

Enter your income for 48762 (Spruce).

$40,928 on $204,642
Affordable — 22.9% of income

Under the 28% guideline.

PITI$1,431
P/I22.9%
Afford$250K
Room+$46K
P&I $1,035Tax $263Ins $133
6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free