Median home value in zip code 49022 (Benton Harbor, MI) is $149,848, up 1.7% year over year. Part of the Niles, MI metropolitan area.

Home Value$149,848

YoY Change

+1.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 49022 (Benton Harbor).

Income (annual)

Down Payment

$29,970 on $149,848

Example: $75,000 household income. Change it above to see your own.

Affordable17.3% of income

Under the 28% guideline.

PITI$1,083

P/I17.3%

Afford$242K

Room+$92K

P&I $758Tax $192Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49022 is part of the Niles, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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