Median home value in zip code 49038 (Coloma, MI) is $237,735, up 6.0% year over year. Part of the Niles, MI metropolitan area.

Home Value$237,735

YoY Change

+6.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 49038 (Coloma).

Income (annual)

Down Payment

$47,547 on $237,735

Example: $75,000 household income. Change it above to see your own.

Affordable26.3% of income

Under the 28% guideline.

PITI$1,641

P/I26.3%

Afford$254K

Room+$16K

P&I $1,202Tax $305Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

49038 is part of the Niles, MI metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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